(1) « Debt collector » means a licensee, officer, worker, or representative of the licensee, or anyone acting being a financial obligation collector for the licensee, or anybody while serving or wanting to provide appropriate procedure on any kind of individual relating to the judicial enforcement of any financial obligation caused by a short-term loan produced by a licensee.
(2) « Borrower » means an individual who has a highly skilled or delinquent short-term loan. The term « borrower » includes the borrower’s spouse, parent, if the borrower is a minor, guardian, executor, or administrator for the purpose of this section.
« correspondence » means the conveying of data regarding a debt straight or indirectly to virtually any individual through any medium.
(4) « Consumer agency that is reporting means any individual that, for financial costs, dues, or on a cooperative nonprofit foundation, regularly partcipates in whole or in component when you look at the practice of assembling or assessing credit rating information or other informative data on customers for the true purpose of furnishing customer reports to 3rd events and therefore makes use of any means or facility for the intended purpose of preparing or furnishing customer reports.
(5) « Location information » means a customer’s residence, phone number, or where you work.
(B) When chatting with anyone apart from the debtor for the intended purpose of acquiring location information on the debtor, your debt collector shall determine self, suggest that the point when it comes to interaction would be to verify or correct information that is location a individual, and, as long as expressly required, determine your debt collector’s manager. Your debt collector shall perhaps maybe not do some of the after: