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HOOPER v. ADVANCE AMERICA, ADVANCE LOAN FACILITIES OF MO

HOOPER v. ADVANCE AMERICA, ADVANCE LOAN FACILITIES OF MO

Plaintiffs Patricia Hooper and Josephine Vaughan (collectively, « Plaintiffs ») bring this putative course action against Defendant Advance America, money Advance Centers of Missouri, Inc. (« Advance »), alleging violations of this Missouri Merchandising methods Act and Missouri’s pay day loan statute. Prior to the Court are Advance’s movement to Dismiss Docs. ## 10, 11, 13, 19 and Plaintiffs’ Motion for Leave to File Amended Complaint Docs. ## 14, 15, 20, 21. The Court grants in part and denies in part Advance’s motion to dismiss for the following reasons. The Court additionally grants Plaintiffs’ movement for leave to file an amended issue.

We. Factual Background

This instance involves the legality of pay day loans that Advance offered Plaintiffs. The Court has diversity jurisdiction pursuant to Title 28, Section 1332(d)(2), associated with the united states of america Code. For purposes for this movement, the Court accepts as true the next facts alleged in Plaintiffs’ problem.

Advance is within the company of earning loans that are payday. The first of a series of loans in the amount of $500 at 277.4% interest in June 2007 in Columbia, Missouri, Advance gave Plaintiff Patricia Hooper. She stayed indebted until around September 2007. The first of a series of loans in the amount of $500 at 200.74% interest in November 2006, in Jefferson City, Missouri, Advance gave Plaintiff Josephine Vaughan.